Liverpool FC Forum

by **Bam** » Fri Feb 20, 2009 11:16 pm

I read a book the other day from a "finacial expert" to which he thinks this recession will last another ten years. And gave all reasons as to why, and he doesnt call this a recession, its being termed as the 'Great depression'.

But I kind of agree with Daws in a way, petrol has stopped rising over here and and has gone down, therefore groceries and the like arent any dearer. I'm a Home owner on the Gold Coast and the banks are slashing the interest rates from originally 9% down to 6%. Nobody seems to be spending, and things like Cars and Homes are much cheaper over here than they were in the Boom days.

Happy Days I reckon.

by **Judge** » Mon Feb 23, 2009 9:18 am

bigmick wrote:
Judge wrote:
Espionage wrote:Not sure if anyone has heard of this guy Harry Markopolus: this might work
WARNING AROUND 60 PAGES but is a good read

If you are interested in finding out exactly why the financial crisis occurred and why its a long way from being over.

read it later, still reading some of bigmicks posts

Judgie you cheeky fecker, just saw this

by **7_Kewell** » Mon Feb 23, 2009 12:25 pm

Well I’ve got no mortgage, no kids or any real debts to speak. As some have already said, as long as you’ve got food on the table, a roof over your head and your health…you need nothing else.

If I got laid off I think I’d be tempted to do a bit of travelling or something, and use it as a positive opportunity. But I think I’m safe from getting redundant…unless my boss is checking how many times I post on here during the day.

by **Dundalk** » Mon Feb 23, 2009 12:53 pm

Well after starting this thread I got the news today that my job is gone, basically Im out of there in a month. Very scary. I dont know what the future holds

by **dawson99** » Mon Feb 23, 2009 12:57 pm

Dundalk wrote:Well after starting this thread I got the news today that my job is gone, basically Im out of there in a month. Very scary. I dont know what the future holds

What do you do mate?
sorry to hear about the job but there are jobs out there, chin up dude. Things will be ok

by **7_Kewell** » Mon Feb 23, 2009 1:06 pm

Dundalk wrote:Well after starting this thread I got the news today that my job is gone, basically Im out of there in a month. Very scary. I dont know what the future holds

sorry to hear that fella

Are they giving you any redundancy money?

by **Dundalk** » Mon Feb 23, 2009 1:15 pm

Im manager of a furniture shop and what ever redundancy i get will be just from the government because the company have gone tits up

by **7_Kewell** » Mon Feb 23, 2009 1:27 pm

Chin up fella.

I know it might not seem like it at the moment, but things will improve. I was chatting to some money men from Ford the other day and they think things will pick up towards the end of the year.

I don’t know your personal circumstances (if you have kids/mortgage etc) but if I was in your shoes I would use this as an opportunity to try something new. Go back to study? Take a season job in a ski resort? Go travelling? Do something that will give your life some new direction.

There is work out there, and if you can’t afford to do any of the above, maybe now is the time to try your hand to a new profession. As a store manager you will have gained lots of skills that would appeal to a huge number of professions.

by **Dundalk** » Mon Feb 23, 2009 1:30 pm

Cheers mate

I am married and have a mortgage but no kids, hopefully things will as you said start to pick up in the second half of the year and it will start to look a bit better

by **Judge** » Mon Feb 23, 2009 1:31 pm

Dundalk wrote:Im manager of a furniture shop and what ever redundancy i get will be just from the government because the company have gone tits up

unlucky dundalk. real shame

have you tried DFS

by **Dundalk** » Mon Feb 23, 2009 1:32 pm

Judge wrote:
Dundalk wrote:Im manager of a furniture shop and what ever redundancy i get will be just from the government because the company have gone tits up

unlucky dundalk. real shame

have you tried DFS

There is no DFS in Ireland judge

Dont worry Ill get something

by **Big Niall** » Mon Feb 23, 2009 1:36 pm

Dundalk

Don't forget that in Ireland as a condition of the recapitalisation of the banks that they cannot reposess a home within a year of you stopping any payments, so if you cannot afford to pay the mortgage, you have a year to get yourself sorted.

There are various advice centres and although sometimes people are reluctant to claim the dole when they lose their job, get your stuff sorted immediately to get paid as soon as you can, plus whatever tax you pay in January and February will be refundable (but not sure if you have to wait until the year is over)

There are still some jobs being created at the moment too.

good luck.

by **7_Kewell** » Mon Feb 23, 2009 1:36 pm

Dundalk wrote:Cheers mate

I am married and have a mortgage but no kids, hopefully things will as you said start to pick up in the second half of the year and it will start to look a bit better

Keep your options open when applying for job; you’ll be surprised at just how many different types of work your experience will appeal to.

by **Dundalk** » Mon Feb 23, 2009 1:39 pm

Big Niall wrote:Dundalk

Don't forget that in Ireland as a condition of the recapitalisation of the banks that they cannot reposess a home within a year of you stopping any payments, so if you cannot afford to pay the mortgage, you have a year to get yourself sorted.

There are various advice centres and although sometimes people are reluctant to claim the dole when they lose their job, get your stuff sorted immediately to get paid as soon as you can, plus whatever tax you pay in January and February will be refundable (but not sure if you have to wait until the year is over)

There are still some jobs being created at the moment too.

good luck.

Thanks for the advice Niall

by **redbeergoggles** » Mon Feb 23, 2009 1:48 pm

Sorry to hear about your unemployment fella ,In Liverpool countless companies are going to the wall ,the future looks grim ,but us Scousers not unlike the Irish are natural born survivors, "Dont lose heart" .

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